About us

Our Mission

40% of people in the UK believe it is getting harder to improve their finances. Over 12 million lack access to affordable credit.

Fuse is here to change this. Using cutting edge analytics applied to modern datasets, we help our partners build an in-depth understanding of customer financial health.

In-depth customer insights are the foundation for improved relationships, better products, and superior outcomes. Using deep customer insights, our mission is to empower our clients to demonstrably improve the financial standing of their customers.

You can read more about our mission, here.

Our Journey


Pave is founded out of the leading startup incubator, Entrepreneur First.


Pave raises a seed funding round with Kindred Capital.


The Pave app is launched. The app analyses consumer Open Banking data to predict low balances, and offers an FCA regulated interest-free credit line to prevent late bill payments.

Pave raises a Series A funding round with Redalpine.


The Pave app reaches 400,000 users and tops 50,000 paying subscribers, improving credit scores for 99% of paying subscribers.


Pave launches Fuse and goes live with its first B2B partner, offering affordability and credit checks using its transaction analytics algorithms trained on hundred of millions of Pave app data points.


As the cost-of-living crisis grows, Fuse launches a vulnerability monitoring module to help lenders prepare for the upcoming FCA Consumer Duty coming into force on July 31st 2023.

Our backing

We are proud to be supported by investors who share our values, including the early backers of N26, Paddle, Tractable and the founders of Monzo and Indeed.com.