Deep Transaction Analytics
We trained Fuse algorithms on over 400m data points from the Pave app to become fluent in their language.
Fuse applies AI-powered algorithms to your transaction and Open Banking data to create deep customer insights that drive growth.
Our product impact
enrichment accuracy
Best-in-class transaction enrichment
automated acceptances for a partner
Advanced affordability checks
vulnerability flags for the Consumer Duty
Vulnerability and arrears prediction
Gini uplift vs Delphi for a partner
Transaction credit scoring
Fuse turns messy transaction data
into deep customer insights
Try it for free
and our proprietary probability of default score. The sample report includes transaction level detail to showcase the accuracy of our individual transaction classification capabilities.
How Fuse Works
Transaction Data
Open Banking Data
Additional Data
Deep language learning models
Dashboard
Enrichment Outputs
API
Share data
Share existing transactions and customer data. Fuse can also collect Open Banking data from aggregators like Truelayer.
Fuse enriches
Fuse language models analyse your data in real-time, and as frequently as you require.
Apply insights
Fuse customises enrichment outputs to your use case, making insights accessible via API and dashboard.
We work closely with you to solve key business challenges using Fuse enrichment outputs
Detecting customer vulnerability
Automating income checks
PFM insights
Transaction credit scoring
Household affordability
Deposit retention modelling
Who uses Fuse?
Banks
Benefits
Use cases
Banking partners use us to automate income checks, improve customer outcomes and NPS by detecting vulnerability, and lower the cost of interventions by prioritising collections & recoveries efforts.
Non-bank lenders
Benefits
Use cases
Lenders use us to automate affordability checks and improve margins with superior credit risk decisioning using Open Banking data.
Buy Now Pay Later
Benefits
Use cases
BNPL providers use us to automate income checks and prepare for upcoming regulation by the FCA, with a low friction solution for affordability and credit risk checks.
