Our Products
Fuse assists partners across the full-cycle of consumer lending - from affordability, credit risk, to vulnerability monitoring. Our customisable modules offer end-to-end financial health analytics, helping you grow profitably while meeting regulatory requirements.
Our modules are powered by industry-leading transaction enrichment and insight generating algorithms, designed specifically for retail lending use cases, and trained on over 400 million of our own proprietary data points.
We customise our approach to working with your data based on your needs. You can supply your own data, such as current account transactions and debit cards data, or we can source Open Banking data on your behalf.
Advanced affordability checks
Our industry leading income and expense verification models help you make robust affordability assessments.
Our models were trained on hundreds of millions of data points, and compared against 5+ providers in the market, showing superior performance every time.
Real-time credit risk features
Use our algorithms trained on real lending outcomes data to boost Gini scores by over 20 percentage points.
We provide 1,000+ credit risk features and a credit score to boost your scorecards, helping reduce losses by over 30%.
Vulnerability detection and arrears prediction
We analyse transaction data in real-time to provide ongoing financial health monitoring.
Identify signs of distress early and fulfil FCA Consumer Duty requirements.
Security
We partner with ISO 27001 and SOC 2 certified providers and follow strict internal protocols to maximise our security.
Built on Trusted Technologies
Our APIs and infrastructure make use of managed services, provided by ISO 27001 and SOC 2 certified providers, ensuring that our services remain secure and reliable.
End-to-end Encryption
Our internal and external API traffic and data storage is encrypted end-to-end, with strong encryption meeting modern standards.
Automated Security Scans
Our code and dependencies are scanned constantly for security and supply chain issues by class-leading external tools. Fixes are automated wherever possible.
Regular Third-Party Security Audits
We engage a trusted third-party on a regular basis to audit both existing and new code and services that we run, to ensure we remain vulnerability-free.
